• Emergency Loan upto Rs.75,000/- (Rupees Seventy Five Thousand only)
  This loan is imparted to its members for catering their casual and emergent needs so as to provide them an immediate and interim assistance to overcome the casualty and emergency.


• Ordinary Loan upto Rs.7,00,000/- (Rupees Seven Lakhs only) against personal sureties of members.
  This loan facility is available for members to meet their regular and ordinary needs of life. The productive purposes to get preference over social, religious and other purposes. These loans are granted subject to maximum credit limit of applicant members and considering eligibility and reliability of their surety members.


• Secured Loan upto Rs.25,00,000/- (Rupees Twenty Five Lakhs only)
  These loans are granted to selected reliable and credit worthy members against security of mortgage of property in the National Capital Territory of Delhi.


• Vehicle Loan upto Rs.10,00,000/- (Rupees Ten Lakhs only)
  These loans are granted to selected reliable and credit worthy members against hypothecation of vehicle in the National Capital Territory of Delhi and 80% of the Invoice Cost of the Vehicle.


• Demand Loan
  These loans are granted upto 90% of amount deposited with the society in any of the term deposit schemes in the society, on surrender value of LIC and principal value of NSC.


• Cash Credit Loan
  This facility is available to only most credit worthy and reliable members on fully secured basis against collateral security and reliable permanent sureties.

Interest on Loans

• Rate of Interest on Emergency loan is 16% p.a.
• Rate of Interest on Loan against deposits in society is 2% extra on the rate of interest paid on the deposit concerned.
• Rate of interest on Secured loan is 15% p.a.
• Rate of interest on Vehicle loan is 12% p.a.
• Secured Loan (Lal Dora Without Map)15 % p.a. (with Registered Mortgage Deed)
• Secured ( Registered Sale Deed With approved MAP 12 % p.a. (with Registered Mortgage Deed)
• Rate of interest on Semi Mortgage loan is 15% p.a.
• Loan against Govt. Securities 12 % p.a.
• Rate of interest on all other loans is 16% p.a.
• Interest is charged on reducing balance method.
• Interest for first month is calculated from the date of disbursement of loan.

Note : No Rebate are allowed on above new loans schemes and Interest will be charged on Monthly compound basis.
If default is their on loan repayment then penal interest will be charged at 3% p.a. on all LOANS (Except Loans against Govt.Securities).